Who we are
AmanX is a Shariah advisory and legal structuring firm for the technologies and transactions reshaping modern finance. Our work spans AI, crypto, fintech, ESG, venture and investment structures, alongside the digital transformation of Zakat, Waqf and Sukuk. We work with companies, financial institutions, investors, VCs, founders and fintechs to align emerging technologies and financial structures with Islamic principles.
Our role is to assess whether the model behind a product, transaction or platform is Islamically valid, ethically sound and practically workable. From stablecoins, tokenised assets and DeFi structures to Sukuk, Zakat automation and digital Waqf, we examine the underlying contracts, ownership, risk, revenue model, governance and wider impact before providing clear and actionable Shariah guidance.
Where required, we go beyond the Shariah opinion itself. Through our legal structuring capability, we help translate Shariah-approved concepts into robust and enforceable legal arrangements, ensuring that the contractual framework faithfully reflects the principles on which the structure was approved.
What sets AmanX apart is our ability to understand complex financial and technological models, translate them into fiqh terms without oversimplifying them, and connect that analysis to real-world implementation. We do not simply tell clients whether something is permissible; we help them understand why, identify where the risks lie, and determine how the structure can be improved.
We are not here to rubber-stamp. We are here to help businesses and institutions build with clarity, integrity and confidence.
Our Services
We provide structured Shariah certification grounded in classical jurisprudence and contemporary standards. Our process includes a detailed review of the proposed structure, written certification and, where required, ongoing Shariah advisory to support implementation and continued compliance.
At AmanX, certification goes beyond a simple approval. We assess the underlying business model, contractual structure, revenue sources, ownership, risk allocation and operational mechanics of products such as digital assets, fintech platforms, and investment structures. The aim is to give investors, institutions and Muslim users clear assurance that the project has been properly reviewed and can be implemented in line with Shariah principles.
Shariah Certification
We support the development of Zakat and Waqf platforms that combine Shariah compliance with effective, sustainable social impact. Our advisory covers areas such as digital Zakat collection and distribution, Waqf structuring, governance, investment models and technology-enabled solutions, including tokenised and blockchain-based structures.
At AmanX, we help ensure that these models remain transparent, operationally workable and faithful to their religious purpose. By combining classical Shariah principles with an understanding of modern technology and financial infrastructure, we help organisations develop Zakat and Waqf solutions that can operate effectively in today’s digital economy while preserving their underlying Islamic objectives.
Zakat & Waqf Innovation
We advise companies, financial institutions, investors, VCs, founders, fintechs and other businesses on the legal structuring and implementation of Shariah-compliant transactions, products, investments and financing arrangements.
Our support covers transaction and investment structuring, Islamic finance documentation, corporate and governance matters, startup and venture financing, legal due diligence, regulatory requirements, legal opinions and implementation support. We also help translate Shariah-approved structures into clear, commercially workable and enforceable legal arrangements, ensuring that contractual relationships, ownership, profit and risk allocation, governance, default and exit mechanisms are aligned with both Shariah requirements and the applicable legal and regulatory framework.
Legal Structuring & Advisory
We produce tailored research papers and reviews on complex issues at the intersection of Shariah, finance, technology and emerging markets. Our work covers areas such as AI ethics, digital assets, token design, Zakat automation, fintech governance, ESG, and other developments requiring deeper Shariah and strategic assessment.
Each report is practical, focused and grounded in fiqh, while also considering the commercial, regulatory and technological context. The aim is to support informed decision-making, product development, regulatory engagement and investor confidence.
At AmanX, research is not treated as abstract theory. It is applied knowledge designed to help businesses, institutions and innovators understand emerging issues, assess risks and opportunities, and develop solutions that remain both relevant and Shariah-compliant.
Research & Development
Meet the Team
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Mufti Billal Omarjee
LEAD SHARIAH ADVISOR
Mufti Billal is a qualified Shariah scholar with expertise in Islamic finance, digital assets, Zakat and geoeconomics. He holds a Shariah degree from Darul Uloom Bury (UK), completed his fatwa training at Darul Uloom Blackburn (UK), and earned a BA (Hons) from London Metropolitan University.
His work spans Islamic finance, crypto, tokenised assets, DeFi and AI, alongside research into economic security, strategic commodities, sanctions, supply-chain dependencies and the role of financial infrastructure in shaping markets and international economic power.
He advises businesses and institutions on the structuring and Shariah assessment of emerging financial products and investment models, combining classical Shariah principles with an understanding of modern markets, technology and wider economic developments. He also writes regularly on these subjects for entrepreneurs, investors and institutions.
At AmanX, he leads the firm’s Shariah reviews and research, helping clients navigate emerging technologies with clarity and integrity.
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Dr. Jawwad Ali
SHARIAH ADVISOR
Dr. Jawwad Ali holds a PhD in Law from the International Islamic University Malaysia (IIUM), specialising in Islamic jurisprudence, Waqf law and Islamic finance. He also holds postgraduate qualifications in Fiqh and Usul al-Fiqh from IIUM and completed advanced training in Fiqh and Fatwa at Darul Uloom Deoband.
He is currently a postdoctoral researcher and lecturer at Universiti Utara Malaysia (UUM), with research and teaching experience spanning Islamic banking and finance, Waqf, Zakat, Maqasid al-Shariah, contemporary Ijtihad, Islamic law and sustainable development. His academic work has also covered Islamic ethics, microfinance and the legal and regulatory dimensions of Islamic financial institutions.
He has published extensively in peer-reviewed journals and academic books, including work on Waqf governance, Islamic social finance, Takaful, taʿwid and gharamah, and Shariah-compliant financial structures, and has presented his research at international conferences across Asia, the Middle East and Europe. -

Mohamed Gamal NourEldin
LEGAL ADVISOR
Mohamed Gamal NourEldin is a bilingual lawyer and corporate and commercial legal advisor with over five years of experience advising regional and international clients on cross-border transactions, M&A, joint ventures, corporate structuring, commercial contracts and regulatory matters across Egypt, Saudi Arabia and the wider MENA region.His practice includes Islamic finance transactions, where he focuses on translating Shariah-approved principles and structures into legally coherent, commercially workable and enforceable arrangements. He advises on transaction structuring, financing and investment arrangements, contractual documentation, corporate governance, due diligence and regulatory matters, with particular experience in Arabic–English transactions and GCC-facing matters.
At AmanX, Mohamed bridges Shariah advisory and legal implementation, helping clients turn Shariah-compliant concepts into practical legal structures, agreements and transaction frameworks.
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Sidi Mohamed
STRATEGIC ADVISOR
Sidi Mohamed is a strategic advisor with a background in Islamic studies, international politics, and finance. He holds a Shariah degree from Darul Uloom Bury and a BA (Hons) in Politics from the University of Central Lancashire (UK). With over a decade of experience, he has worked at the intersection of traditional Islamic values and modern financial practice.
He is the founder of Halalis.fr, a media platform focused on Islamic finance and ethical economic thinking. From auditing investment bank contracts for Shariah compliance to shaping ethical strategy, he plays a key role in ensuring AmanX remains principled, visionary, and globally relevant.

